https://twarx.com/research/decision-models-clef-strands-decider-agent-routing-layer Twarx en 2026-10-06T05:38:49.577Z Clef and Decider 2B: The Router Layer Your Agents Lack https://twarx.com/case-studies/commerzbank-ava-ai-banking-agent-foundry Twarx en 2026-10-06T05:46:32.125Z Commerzbank put a transacting AI agent in its banking app: 30,000 conversations a month, ~75% resolved without a human